FinTechPulse Editorial
FinTechPulse Editorial is the shared byline of the FinTechPulse desk. Articles under it are researched, drafted, illustrated, and audited in the publication's automated editorial pipeline and published under the editorial standards and AI policy.
How these articles are made is set out in the AI policy and the editorial standards.
Articles
- · Fintech News
Sprive reportedly raises $10m (£7.7m) to expand mortgage app
Sprive has reportedly raised £7.7m to grow its shopping-rewards mortgage overpayment app, but any saving depends on each borrower's own mortgage terms and allowances.
- · UK Fintech
Wise presses UK on payment fees, but its £9.8bn claim needs care
Wise wants tougher UK rules on cross-border payment fees ahead of the 2027 G20 presidency, but its widely repeated £9.8bn loss figure isn't in its own report and hasn't been endorsed by the FCA.
- · Lending
Simply Asset Finance's loan book hits £532m; Kara credited for workflow growth
Simply Asset Finance's loan book reached £532m at 31 December 2025. Its Kara AI agent's initial eight-minute payout rollout applied only to selected vendor partners drawing on pre-approved credit lines, not new lending decisions.
- · Regulation & policy
FCA takes Hunter Jones to court over unauthorised activity claim
The FCA has begun High Court proceedings against Osborne Baldwin Limited, trading as Hunter Jones, which sells loan notes. The regulator alleges unauthorised regulated activity, without specifying which activity, and the claim is untested with no trial date set.
- · Fintech News
Ex-Monzo founders raise funding for payroll savings firm Sync
Sync Savings, founded by ex-Monzo staff, has raised an undisclosed funding round to expand payroll-linked saving via IRIS Staffology and NHS-linked employers, though key figures remain company-supplied.
- · Explainers & Guides
What protection insurance covers, and where UK policies differ
The FCA has launched cross-sector work after finding most UK adults have no life insurance, critical illness cover or income protection. Here is what each product actually covers, and what regulation does not guarantee.
- · Crypto, Stablecoins & Tokenisation
BlackRock brings tokenised money market fund shares to UK
BlackRock has launched Ethereum-based tokenised share classes, including four sterling classes, giving eligible investors on-chain access to existing Irish money market funds available in the UK.
- · Fraud & Cybersecurity
Revolut faces $3m ransom claim after fake government request
A group calling itself iamnotavillain has publicly demanded $3m after Revolut disclosed data on about 680 customers following fraudulent requests from a genuine Italian government email address. Revolut says funds and systems were unaffected and it received no direct demand.
- · Crypto, Stablecoins & Tokenisation
Bottomline's Chainlink deal and the messaging-settlement gap
Bottomline's Global Pay Connect promises bank access to blockchain networks through Chainlink. The evidence covers connectivity, not settlement, and UK treatment depends on the asset and activity involved.
- · AI & Finance
Ant International's AI suite raises UK oversight questions
Ant International says it has launched nearly 100 AI tools for payments and treasury. Its adoption and performance figures are company-reported, and UK availability through its FCA-authorised WorldFirst entity is unconfirmed.