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UK payments news and analysis

How money moves in the UK: card and account-to-account payments, payment infrastructure, merchant tools, and the business payments market.

Payments coverage follows the systems that move money between UK households, businesses, and banks: cards and wallets, Faster Payments and account-to-account transfers, cross-border services, and the processors, acquirers, and software firms merchants depend on.

Each story sets out what changed, who it affects, and which rule, scheme, or filing it rests on, with the primary sources listed underneath.

Latest on Payments

  1. · Payments

    Revolut pilots pay-by-face payments at London cafés

    Revolut is trialling facial-recognition payments at three London cafés from 24 to 26 September 2026. Here's how Pay with Smile works, what happens to your face data, and what UK rules require.

  2. · Payments

    GoCardless processes AI-led Direct Debit donation to Trussell

    GoCardless says an AI chat set up a recurring Direct Debit donation to Trussell and calls it the UK's first agentic account-to-account payment, a claim that is not independently verified.

  3. · Fintech for Business

    Fonix returns to double-digit growth as payment products expand

    Fonix returned to double-digit gross-profit and adjusted EBITDA growth in FY2026, but overseas markets still supplied only about 13% of profit and PayFlex's contribution remains undisclosed.

  4. · Fintech for Business

    Unity Trust Bank deposits top £2bn as pre-tax profit falls

    Unity Trust Bank's customer deposits passed £2bn and new lending rose 7% to £155.7m in the first half of 2026, but pre-tax profit fell to £22.8m from £28.6m, with no public breakdown of the cause.

  5. · Payments

    UK Payments Delivery Company opens equity raise for new rails

    The UK Payments Delivery Company has opened an equity raise for next-generation retail payments infrastructure. About £50m is reported, but the official notice gives no amount, and key governance terms are undisclosed.

  6. · Fintech for Business

    Ramp launches in the UK with cards, expenses and bill pay

    Ramp went live for UK businesses on 15 September 2026 with corporate cards, expense management, bill payments and accounting sync, following its March acquisition of Billhop.