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Standard Chartered issues US$200m digital notes on Euroclear
Standard Chartered Bank has issued US$200m of three-year notes built directly on Euroclear's distributed-ledger infrastructure, then admitted them to the London Stock Exchange's International Securities Market.
What a 7.4% chatbot resolution rate means for UK banks
A vendor study reports 7.4% chatbot goal-achievement in a global financial-services-and-insurance sample, not a UK-bank-specific figure. Consumer Duty rules already govern automated support in the UK.
Bonds and repo lead tokenisation shift as equities lag behind
GreySpark Partners says bonds and repo are moving from pilot to production while tokenised equities stay marginal. UK evidence is thinner than the headline suggests, and the FCA's new regime from 25 October 2027 covers less ground than it first appears.
What is moving money now
Essential reporting and plain-English analysis from across UK finance.
View all- 01 / AI & Finance
Smartstream's AI model raises governance questions for UK banks
Smartstream says its Smart Agents can resolve reconciliation exceptions autonomously, not just flag them. UK firms stay fully accountable for outcomes, and key detail on authorisation limits and audit trails is not yet public.
- 02 / Fintech News
Teya joins FCA scale-up scheme for fast-growing firms
Teya has joined the FCA's Scale-up Unit alongside four other firms, gaining a dedicated regulatory contact. The FCA says this does not lower standards, guarantee approval or amount to endorsement of Teya or its products; Teya says it serves more than 30,000 UK businesses.
- 03 / Regulation and policy
How AI adoption could reshape UK sovereign risk and gilts
Moody's sees AI lifting sovereign productivity by 1.5% a year on average, but for the UK the effect on borrowing costs and credit depends on jobs and tax receipts, not on AI alone.
- 04 / Fintech News
365 Finance appoints George Visser as chief risk officer
365 Finance has named George Visser chief risk officer, overseeing underwriting, portfolio monitoring and impairment modelling for its £10,000–£500,000 card-sales-linked SME finance.
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IBM opens beta link to Swift's tokenised deposit ledger
IBM has opened a beta link letting Digital Asset Haven clients instruct tokenised-deposit transactions on Swift's shared ledger via ISO 20022 messages, but settlement still runs through existing systems and IBM has not named the 17 pilot banks.
11:FS Holdings secures reported £5m for Project Arnaud
11:FS Holdings has secured a reported £5m Series A to scale Project Arnaud, its planned digital private bank for wealthy clients, though its regulatory status and launch date remain unconfirmed.
Ripjar upgrades bank screening AI, but claims need scrutiny
Ripjar has upgraded its ULTRA screening engine and Screening Assistant with AI for sanctions, PEP and adverse-media checks, but its accuracy and alert-reduction figures are unverified vendor claims.