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Revolut wins Argentina approval to buy Banco Cetelem
Argentina's central bank has approved Revolut's acquisition of Banco Cetelem from BNP Paribas, a step towards a local banking platform. The deal has no stated effect on UK customers' accounts or protections.
Revolut tests facial-recognition payments in London cafés
Revolut tested face-authenticated checkout at three London cafés for three days in September 2026. The trial has ended, but questions on data retention and consent remain.
Lloyds banking data shows patterns linked to financial abuse
A Lloyds-led study of anonymised banking records links missed payments, falling credit scores and account changes to women who disclosed abuse, but researchers warn against reading single events as individual warning signs.
What is moving money now
Essential reporting and plain-English analysis from across UK finance.
View all- 01 / Payments
Amazon adds Affirm instalment payments at UK checkout
Amazon.co.uk began offering Affirm's 0% Pay in 3 and longer instalment loans advertised at a representative fixed APR of 22% from 23 September 2026, with eligibility, exclusions and Section 75 conditions that shoppers should check before borrowing.
- 02 / Crypto, Stablecoins & Tokenisation
Kraken's tokenised Ōura IPO offer excludes UK investors
Kraken's OURAx tokens offer price exposure to Oura's planned Nasdaq listing in over 110 countries, but UK investors are excluded; Payward only says generally that xStocks are unavailable where distribution would be unlawful or require authorisation it lacks.
- 03 / Explainers & Guides
What the UK's move to T+1 settlement means for firms
The UK plans to shorten securities settlement from two days to one on 11 October 2027. The FCA says supervision will get more intrusive as the date nears — here is what changes, and what doesn't.
- 04 / Fintech News
Standard Chartered issues US$200m digital notes on Euroclear
Standard Chartered Bank has issued US$200m of three-year notes built directly on Euroclear's distributed-ledger infrastructure, then admitted them to the London Stock Exchange's International Securities Market.
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What a 7.4% chatbot resolution rate means for UK banks
A vendor study reports 7.4% chatbot goal-achievement in a global financial-services-and-insurance sample, not a UK-bank-specific figure. Consumer Duty rules already govern automated support in the UK.
Bonds and repo lead tokenisation shift as equities lag behind
GreySpark Partners says bonds and repo are moving from pilot to production while tokenised equities stay marginal. UK evidence is thinner than the headline suggests, and the FCA's new regime from 25 October 2027 covers less ground than it first appears.
Smartstream's AI model raises governance questions for UK banks
Smartstream says its Smart Agents can resolve reconciliation exceptions autonomously, not just flag them. UK firms stay fully accountable for outcomes, and key detail on authorisation limits and audit trails is not yet public.