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Fraud & Cybersecurity

Nine in ten scam sessions now happen on mobile, says BioCatch

BioCatch says nine in ten scam sessions in its global customer data are now on mobile, as UK banks weigh behavioural checks against APP reimbursement rules that split scam costs 50:50.

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UK Fintech
02

FCA maps transition to new transaction reporting rules for 2028

The FCA's CP26/34 consultation sets out draft schemas and transition rules for the new UK transaction reporting regime starting 3 April 2028, with responses due by 6 November 2026.

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Banking and payments
03

Secure Trust Bank profit rises 9.4% as app sign-ups grow

Secure Trust Bank's adjusted pre-tax profit rose 9.4% to £31.3m in the six months to 30 June 2026, as net lending grew 4.9% and its retail finance app passed 660,000 registrations.

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Latest dispatches

What is moving money now

Essential reporting and plain-English analysis from across UK finance.

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  1. 01 / AI & Finance

    Bank of England boosts funding to tackle frontier AI risks

    The Bank of England's Court approved extra funding for frontier AI work on 16 July 2026, without disclosing the amount or programme. Here's what it signals for UK banks' cyber defences.

  2. 02 / Open Banking

    Beyla and Visa plan AI-powered open banking for UK SMEs

    Beyla has agreed a multi-year Visa collaboration to link consented open banking data to AI cash-flow tools for UK SMEs. Card issuing and payments remain subject to FCA and Visa approval.

  3. 03 / AI & Finance

    AI risk climbs up UK financial firms' systemic risk list

    Bank of England survey data show 63% of respondents now cite AI among their five greatest-impact risks, up from 31% previously, even as confidence in stability stays high.

  4. 04 / Digital Banks

    Starling's 5% easy-access saver: new-customer rules explained

    Starling Bank's new 5.00% AER easy-access saver is for new customers only, capped at £25,000, and half the rate is a six-month bonus sitting on a variable 2.50% underlying rate.

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Explainers & Guides

Why FCA authorisation won't guarantee crypto firms a bank account

The FCA's crypto authorisation gateway is open, but a licence will not force a bank to offer an account. Here is why registration, authorisation and a bank's own risk decision are three separate things.

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Open Banking

Virgin Money open banking outage disrupts Tink users

Tink says a bank-side token fault has knocked out 100% of users on its Virgin Money account-information connection since 4 October 2026, disrupting budgeting and aggregation apps.

A large paper invoice resting on a bank counter with an iron padlock sitting on top of it, its keyhole empty.
Fintech News

Finastra launches supply-chain finance platform for banks

Finastra has launched a platform linking supplier onboarding, invoice financing, risk checks and secondary-market distribution, but UK banks still carry the underlying credit and operational risk.