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Reward Funding doubles maximum SME lending term to 24 months
Reward Funding has doubled the maximum term on its Property Finance and Business Finance products from 12 to 24 months, giving qualifying UK SMEs more time before a refinancing decision.
FCA opens crypto authorisation gateway ahead of 2027 regime
The FCA has opened its authorisation gateway for UK crypto firms. Existing providers should submit a complete application by 28 February 2027 to seek access to the saving provision, subject to statutory conditions, before the regime starts on 25 October 2027.
Fintechs forecast to become SMEs' top cross-border payment choice
Mastercard-commissioned research across 11 markets, including the UK, forecasts fintechs overtaking banks as SMEs' main cross-border payment provider by 2028 — though the data isn't UK-specific.
What is moving money now
Essential reporting and plain-English analysis from across UK finance.
View all- 01 / AI & Finance
NatWest trials AI spending tool, adds Cora fraud triage
NatWest will trial an AI voice-and-text spending tool for Royal Bank of Scotland customers and has rolled out a Fraud Triage Agent inside Cora. Key details on data use, accuracy and human support remain undisclosed.
- 02 / Fintech News
Barclays completes GoHenry acquisition, keeps app standalone
Barclays has completed its purchase of GoHenry's UK youth money-management business from Acorns. The brand and app remain standalone, but the deal gives Barclays a relationship with over 500,000 UK children.
- 03 / Fraud & Cybersecurity
Haruko breach exposes gaps in fintech cyber disclosure
A reported cyberattack on crypto infrastructure provider Haruko affected 15 clients, CoinDesk says, though no losses are publicly confirmed. Here is what UK firms should expect from a supplier after a breach.
- 04 / Explainers & Guides
Why high-growth UK firms face a bank-lending mismatch
A Bank of England analysis finds that SMEs in sectors with more high-growth firms get smaller, shorter bank loans than SMEs elsewhere, and explains why conventional debt often suits a different stage of business.
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FCA survey shows rising trust but reporting burden persists
The FCA and Practitioner Panel's 2026 survey shows satisfaction and effectiveness scores rising among full-permission firms, 75% reporting high trust with more firms saying it increased than decreased, while reporting burden and innovation support remain comparatively weak.
Chorley Building Society completes TCS core banking migration
Chorley Building Society says it has finished migrating its core banking and mortgage-lending systems to TCS, aiming to improve broker and member digital services, though outcome data and some details of the original 2024 scope remain unconfirmed.
Large UK financial firms expect tokenisation to reshape finance
Lloyds says 71% of senior decision-makers expect tokenisation to reshape finance, but UK adoption remains confined to sandboxes, pilots and optional rules.