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AI & Finance

Bank of England boosts funding to tackle frontier AI risks

The Bank of England's Court approved extra funding for frontier AI work on 16 July 2026, without disclosing the amount or programme. Here's what it signals for UK banks' cyber defences.

An oversized blank bank card standing upright on a bare desk with a padlock hanging from its lower edge, its face completely plain.
Open Banking
02

Beyla and Visa plan AI-powered open banking for UK SMEs

Beyla has agreed a multi-year Visa collaboration to link consented open banking data to AI cash-flow tools for UK SMEs. Card issuing and payments remain subject to FCA and Visa approval.

A towering steel filing cabinet with many locked drawers stands alone in an empty room, only one drawer open a crack.
AI & Finance
03

AI risk climbs up UK financial firms' systemic risk list

Bank of England survey data show 63% of respondents now cite AI among their five greatest-impact risks, up from 31% previously, even as confidence in stability stays high.

News desk
Latest dispatches

What is moving money now

Essential reporting and plain-English analysis from across UK finance.

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  1. 01 / Digital Banks

    Starling's 5% easy-access saver: new-customer rules explained

    Starling Bank's new 5.00% AER easy-access saver is for new customers only, capped at £25,000, and half the rate is a six-month bonus sitting on a variable 2.50% underlying rate.

  2. 02 / Explainers & Guides

    Why FCA authorisation won't guarantee crypto firms a bank account

    The FCA's crypto authorisation gateway is open, but a licence will not force a bank to offer an account. Here is why registration, authorisation and a bank's own risk decision are three separate things.

  3. 03 / Open Banking

    Virgin Money open banking outage disrupts Tink users

    Tink says a bank-side token fault has knocked out 100% of users on its Virgin Money account-information connection since 4 October 2026, disrupting budgeting and aggregation apps.

  4. 04 / Fintech News

    Finastra launches supply-chain finance platform for banks

    Finastra has launched a platform linking supplier onboarding, invoice financing, risk checks and secondary-market distribution, but UK banks still carry the underlying credit and operational risk.

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Banking

Gresham launches AI tool to configure bank reconciliation rules

Gresham's new Control Studio lets staff describe reconciliation needs in plain language while deterministic engines still do the matching, leaving open questions about approval and audit evidence for UK firms.

An illustration of a share certificate sliced in half, with ordinary paper on one side and solid glass on the other.
Crypto, Stablecoins & Tokenisation

Luxembourg clears native tokenised fund units

The CSSF has confirmed Luxembourg funds may issue units natively on DLT within existing rules. UK managers servicing Luxembourg funds face new operational questions, separate from the FCA's own UK tokenisation framework.

A row of identical paper forms travels along a conveyor belt, with one form pulled aside and held under a brass stamp on a desk while the others continue past.
AI & Finance

WealthAi launches AI agents for wealth onboarding and KYC

WealthAi says its new agents coordinate onboarding and KYC checks for UK wealth managers, but firms keep approval and escalation duties for PEPs and sanctions cases, and must still monitor and evidence Consumer Duty outcomes.