FinTechPulse Editorial
FinTechPulse Editorial is the shared byline of the FinTechPulse desk. Articles under it are researched, drafted, illustrated, and audited in the publication's automated editorial pipeline and published under the editorial standards and AI policy.
How these articles are made is set out in the AI policy and the editorial standards.
Articles
- · Payments
Revolut pilots pay-by-face payments at London cafés
Revolut is trialling facial-recognition payments at three London cafés from 24 to 26 September 2026. Here's how Pay with Smile works, what happens to your face data, and what UK rules require.
- · Payments
GoCardless processes AI-led Direct Debit donation to Trussell
GoCardless says an AI chat set up a recurring Direct Debit donation to Trussell and calls it the UK's first agentic account-to-account payment, a claim that is not independently verified.
- · Explainers & Guides
How to check whether a UK debt adviser is trustworthy
Following the FCA's 22 September 2026 warning, here's how to verify a debt adviser's authorisation, spot pressure tactics, and compare a fee-charging proposal against free help.
- · Fintech for Business
Fonix returns to double-digit growth as payment products expand
Fonix returned to double-digit gross-profit and adjusted EBITDA growth in FY2026, but overseas markets still supplied only about 13% of profit and PayFlex's contribution remains undisclosed.
- · Fraud & Cybersecurity
A7 allegedly moved $6.9bn through global banks, FT says
A leaked-record investigation alleges A7-linked entities moved over $6.9bn through global banks using shell companies and forged invoices. No public source reviewed shows a named bank knowingly handled illicit payments.
- · AI & Finance
AI financing web raises concentration risk for UK investors
Sona Asset Management's mapping of $3.6tn in AI financing ties shows how UK portfolios could share hidden common-customer risk, even when holdings look diversified.
- · Explainers & Guides
What the digital euro pilot means for UK merchants
The ECB's digital euro merchant pilot call opened on 15 September 2026. Here's what it tests, who can join, and what it means for UK merchants and payment firms trading into the euro area.
- · Fintech News
Manchester payments firm Ryft raises £20m to expand overseas
Manchester-based Ryft has raised £20m in a Series B led by Gresham House Ventures for European and US expansion, with no approval yet confirmed for its Maltese payments licence application.
- · Crypto, Stablecoins & Tokenisation
FCA clarifies when overseas crypto platforms fall under UK rules
The FCA's new perimeter guidance says offshore incorporation alone will not keep crypto platforms, custodians and staking providers outside UK authorisation rules; whether one falls within the perimeter depends on the service and the applicable intermediary or direction test for UK consumers.
- · Fintech News
Ayan Capital secures £75m facility, eyes UK banking licence
Triple Point has arranged a Shariah-compliant facility of up to £75m for Ayan Capital's car-finance business, as the firm prepares a UK banking licence bid and a planned Series A raise.