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UK fintech regulation news and analysis

FCA, Bank of England, and HM Treasury decisions that shape UK fintech, including crypto-asset and stablecoin rules.

Regulation coverage follows the consultations, policy statements, rule changes, and effective dates that decide what UK financial firms may do and how they must treat customers, including the emerging regimes for crypto-assets, stablecoins, and tokenised assets.

Every rule is dated and attributed to the body that made it, and non-UK developments are labelled as such.

Latest on Regulation

  1. · Crypto, Stablecoins & Tokenisation

    FCA clarifies when overseas crypto platforms fall under UK rules

    The FCA's new perimeter guidance says offshore incorporation alone will not keep crypto platforms, custodians and staking providers outside UK authorisation rules; whether one falls within the perimeter depends on the service and the applicable intermediary or direction test for UK consumers.

  2. · UK Fintech

    Wise presses UK on payment fees, but its £9.8bn claim needs care

    Wise wants tougher UK rules on cross-border payment fees ahead of the 2027 G20 presidency, but its widely repeated £9.8bn loss figure isn't in its own report and hasn't been endorsed by the FCA.

  3. · Regulation & policy

    FCA takes Hunter Jones to court over unauthorised activity claim

    The FCA has begun High Court proceedings against Osborne Baldwin Limited, trading as Hunter Jones, which sells loan notes. The regulator alleges unauthorised regulated activity, without specifying which activity, and the claim is untested with no trial date set.

  4. · Crypto, Stablecoins & Tokenisation

    BlackRock brings tokenised money market fund shares to UK

    BlackRock has launched Ethereum-based tokenised share classes, including four sterling classes, giving eligible investors on-chain access to existing Irish money market funds available in the UK.

  5. · Crypto, Stablecoins & Tokenisation

    Bottomline's Chainlink deal and the messaging-settlement gap

    Bottomline's Global Pay Connect promises bank access to blockchain networks through Chainlink. The evidence covers connectivity, not settlement, and UK treatment depends on the asset and activity involved.