SME lending
The Great Banking Retreat: Why Lloyds’ Exit from Invoice Financing Spells Trouble for SMEs and Opportunity for Fintech
Lloyds Bank’s exit from invoice financing signals a major shift, squeezing SMEs while creating a massive opportunity for fintech and alternative lenders.
The Trillion-Dollar Blind Spot: Why Banks Are Still Betting on Bricks While the Future Is Built on Code
Traditional banks favor physical assets, stifling innovation. This post explores why this “collateral gap” exists and how fintech can help finance the future.
Unlocking Britain’s Growth: Can Banks and Fintech Solve the SME Credit Crisis?
Britain’s economy needs a boost, but a credit drought for small businesses is holding it back. Can banks and fintech provide the solution?
The £100 Billion Question: Are Banks Prioritizing Payouts Over Progress?
Banks have paid out over £100bn to shareholders since 2018, but is this short-term gain crippling long-term investment in technology and the economy?