consumer debt
The Credit Score Paradox: Why Financial Health Makes You a Target for More Debt
An analysis of the conflict of interest in fintech, where good financial health makes consumers a target for new debt, and its impact on the economy.
A 10% Cap on Credit Cards: Economic Savior or Banking Catastrophe?
A proposal to cap credit card rates at 10% has shaken bank stocks. This post analyzes the deep impact on consumers, banking, and the broader economy.
The Unseen Tax: How Soaring Energy Prices Are Reshaping the American Economy and Your Portfolio
Soaring energy prices are creating a silent crisis, impacting household debt, the broader economy, and investment strategies. This is what you need to know.
Trump’s 10% Credit Card Rate Cap: Economic Lifeline or Financial Chaos?
A deep dive into Donald Trump’s 10% credit card rate cap proposal, analyzing its potential impact on the economy, banking, and consumer finance.
The Post-Holiday Debt Surge: A Canary in the Coal Mine for the Global Economy?
A post-Christmas surge in debt help requests signals a critical red flag for the economy, investors, and the banking sector. What does it mean for you?
The Silent Debt Trap: Why Martin Lewis Calls Overdrafts the UK’s Most Dangerous Debt
Martin Lewis calls overdrafts the UK’s most dangerous debt. We explore why this seemingly harmless banking feature is a major financial risk.
Beyond the Tinsel: A Strategic Guide to Holiday Spending in a Shifting Economy
Master holiday spending with expert insights. This guide connects personal finance to economics and investing for a financially secure festive season.
The Silent Crisis: How Debt Stress is Reshaping Our Economy and Mental Health
The rising tide of personal debt is fueling a silent mental health crisis with significant macroeconomic consequences for investors, businesses, and the economy.
The Hidden Ledger: Why the Bank of Mum and Dad is Outpacing Fintech, and the Risks No One is Talking About
A new report shows more people borrow from family than use Buy Now Pay Later, revealing deep truths about our economy, fintech, and the hidden costs of debt.
The Bank of Mom and Dad vs. Fintech: Why Informal Loans Are Winning the Credit War
More people are borrowing from family than using Buy Now Pay Later (BNPL), revealing a deep-seated preference for trust and flexibility over fintech convenience.
The £500M Energy Debt Bailout: A Necessary Lifeline or a Risky Economic Precedent?
Ofgem’s £500m energy debt cancellation plan offers a lifeline to the vulnerable but socializes the cost, raising key economic and investment questions.
Economic Archetypes: What Spongers, Spendthrifts, and Billionaires Reveal About Our Financial World
Fictional characters are powerful economic indicators. Discover what spongers, spendthrifts, and billionaires reveal about finance, investing, and our economy.