Public Finance
The Unexpected Disruptor: How a Local Council’s Funeral Service Signals a Tectonic Shift in a $20 Billion Industry
A UK council’s low-cost funeral service is a signal of major disruption in the $20B death care industry, creating new risks and fintech opportunities.
Whitehall’s Wallet Watch: Why the UK’s Crackdown on Spending Matters to Every Investor
A deep dive into the UK Treasury’s review of government spending and its profound implications for the economy, investors, and the financial markets.
The £69 Billion Challenge: How Reforming UK Disability Benefits Could Unlock Economic Growth
A look at UK disability benefit reform, its economic impact, and the potential for technology to create a more sustainable and empowering system.
The Shadow State: Why Whitehall’s Billion-Pound Consulting Habit Matters for Your Money
Whitehall’s billion-pound consulting habit is more than a line item—it’s a critical economic issue with vast implications for public finance and investors.
Northern Powerhouse Rail: A £45bn Economic Catalyst or a Fiscal Mirage?
Labour unveils a £45bn Northern Powerhouse Rail plan, but the initial commitment is just £1.1bn. A look at the economic and investment implications.
The Pothole Economy: Why Cracks in the Road Signal Deeper Fissures in UK Public Finance and Investment
Potholes are more than a nuisance; they’re a critical indicator of the UK’s economic health, revealing deep issues in public finance and investment strategy.
The £2.5 Trillion Missed Opportunity: Why the UK Needs a Fintech Revolution for Government Bonds
The UK is missing a massive opportunity by not using fintech to sell government bonds (gilts) directly to retail investors, a move that would benefit all.
The Jersey Model: A Fintech-Fueled Revolution in Public Finance?
A minor policy change in Jersey offers a glimpse into the future of public finance, fintech innovation, and a new class of investment opportunities.
The £4 Million Ghost Prison: A Stark Lesson in Asset Mismanagement and Public Finance
An empty UK prison contaminated with radioactive gas is costing taxpayers £4mn annually, a stark case study in asset mismanagement and public finance.
The 50p Canary: Why a School Meal Price Hike Signals Deeper Economic Tremors for Investors
A 50p school meal price hike is more than a social issue; it’s a key economic indicator for investors, revealing deep trends in inflation and finance.
The £19 Billion Railway That Almost Never Was: A Masterclass in Financial Foresight and Fiscal Myopia
Newly released papers show a top minister tried to cancel the Elizabeth Line. This is a powerful lesson in short-term cost vs. long-term investment.
The Pothole Economy: How a 90% Surge in Damage Claims Reveals Deeper Cracks in Our Financial System
A 90% surge in pothole claims reveals deep issues in public finance, the economy, and investing, signaling risks and opportunities in infrastructure.