Fintech Innovation
The Unexpected Disruptor: How a Local Council’s Funeral Service Signals a Tectonic Shift in a $20 Billion Industry
A UK council’s low-cost funeral service is a signal of major disruption in the $20B death care industry, creating new risks and fintech opportunities.
Solving the Global Economy: Why Modern Finance is the Ultimate Crossword Puzzle
The global economy is the ultimate cryptic crossword. To succeed, investors must learn to solve the “across” clues of macroeconomics and the “down” clues of industry shifts.
The Quiet Revolution: How APIs and Code are Truly Democratizing the Stock Market
Beyond commission-free apps, a quiet revolution is using Open Banking and APIs to empower individuals to run their own automated trading algorithms.
The Anna Karenina Principle of Investing: Why Every Financial Failure is Uniquely Tragic
Tolstoy’s Anna Karenina Principle reveals a key truth about finance: successful investors are all alike, but every failed investor fails in their own way.
The Final Bill: How Economic Pressures and Fintech are Reshaping the Death Care Industry
Rising funeral costs are a critical economic indicator, exposing household financial fragility and creating a new frontier for fintech and investment innovation.
The AI Tightrope: Why UK Lawmakers are Sounding the Alarm on Financial System Risks
UK MPs warn regulators are unprepared for AI’s financial risks. This post explores the dangers, rewards, and what’s next for the global economy.
The £1,500 Refund That Took 15 Months: A Case Study in Corporate Inefficiency and the Fintech Imperative
A 15-month delay for a £1,500 refund reveals deep operational risks, impacting investors, brand value, and highlighting the urgent need for fintech.
Beyond the Numbers: What a 10-Digit Puzzle Reveals About Our Financial World
A simple 10-digit puzzle reveals a profound truth about the self-referential nature of markets, economics, and financial technology.
The 12-Year-Old Test: The Most Powerful, Overlooked Secret in Finance and Investing
A simple piece of advice from a school debating coach holds the key to success in modern finance, investing, and leadership.
The Roman Wall Blues of Modern Finance: Are We Guarding a Crumbling Empire?
W.H. Auden’s poem “Roman Wall Blues” offers a powerful allegory for the disillusionment and decay within our modern financial and economic systems.
The Hunter Becomes the Hunted: When Tech’s Greatest Disruptors Face Disruption
The cycle of disruption is relentless. This analysis explores why today’s tech giants are becoming vulnerable and how AI and blockchain are creating new challengers.
The Digital Paradox: Why Your Business Finances Are Still Such a Chore
Despite advanced fintech, SME leaders spend 10% of their time on financial admin. This post explores why and what’s next for business finance.