Fintech Ethics
The Credit Score Paradox: Why Financial Health Makes You a Target for More Debt
An analysis of the conflict of interest in fintech, where good financial health makes consumers a target for new debt, and its impact on the economy.
The £5,000 Leggings: A Sobering Case Study on Fintech’s Dark Side and Hidden Investment Risks
A £5,000 leggings purchase reveals the dark side of the subscription economy, exposing hidden risks for consumers, investors, and the fintech industry.
Beyond the Polls: Are Prediction Markets a Threat to Democracy?
Prediction markets promise to forecast the future. But what if they’re being used to manipulate it instead? A new fintech-driven threat to democracy emerges.
The Price of a Full Blast Heater: A £1 Billion Lesson in Corporate Governance and Fintech Failure
A 92-year-old’s final payout in the Post Office scandal reveals a £1B lesson in corporate governance, fintech failure, and the human cost of bad data.
From Belfast to Wall Street: Why Confronting the Past is the Future of Finance
A look at how lessons from political conflicts like The Troubles apply to finance, banking, and the imperative to confront past failures for future stability.
Beyond the Balance Sheet: The Post Office Scandal, a Murder Conviction, and the Hidden Risks in Modern Finance
A UK murder conviction is being re-examined due to the Post Office Horizon scandal, offering critical lessons on fintech risk, governance, and investing.