but a dynamic to be managed. The future of finance will not be built by engineers and marketers alone. It will be shaped by the skeptics

Where Markets Meet Innovation

12 mins read

1. Data Privacy: This is the paramount concern. Who exactly is seeing my data? How are they using it? Is it being anonymized and aggregated

The Fintech Paradox: Why “Thanks, But No Thanks” is the Most Important Voice in Open Banking

18/12/2025 user0Tagged API economy, banking, customer trust, cybersecurity, data privacy, financial technology, fintech, Open Banking, PSD2

A simple letter to the editor reveals a deep trust deficit in Open Banking. We explore the paradox of trading financial privacy for fintech convenience.